DeFi Protocol for African Markets

## The Problem Over 1 billion people in Africa remain unbanked, lacking access to basic financial services. Traditional banking infrastructure is expensive to deploy and maintain, leaving rural communities without access to savings, loans, or payment services. ## Our Solution We're building a DeFi protocol specifically designed for African markets, featuring: - **Mobile-first design**: Works on basic smartphones with low data usage - **Local currency support**: NGN, KES, GHS, ZAR integration - **M-Pesa & Mobile Money**: Direct integration with existing payment rails - **Micro-lending**: Collateral-free loans for small businesses - **Savings circles**: Digitized traditional rotating savings (chamas/esusus) ## How Funds Will Be Used - 40% - Development (smart contracts, mobile app, backend) - 25% - Regulatory compliance and licensing - 20% - Marketing and user acquisition - 10% - Operations and team - 5% - Legal and contingency ## The Team Our team includes experienced blockchain developers, fintech veterans with African market experience, and advisors from major crypto projects.